Here’s something you won’t hear from other credit cards...
The Secured Chime Credit Builder Visa® Credit Card1 does NOT care what your score is.
Seriously…we couldn’t care less.
Chime is the new way to build credit with no credit check to apply, no interest*, and no annual fees!
Check out your card terms below and learn how you could increase your score 30 points on average2 with everyday purchases and on-time payments.
Your Chime Offer Awaits Tap Here
Join the millions on Chime and feel good about your finances.
Credit Builder Offer
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC. The secured Chime Credit Builder Visa® Card is issued by Stride Bank, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted.
1 To apply for Credit Builder, you must have received a single qualifying direct deposit of $200 or more to your Chime Checking Account. The qualifying direct deposit must be from your employer, payroll provider, gig economy payer, or benefits payer by Automated Clearing House (ACH) deposit OR Original Credit Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or trial deposits from financial institutions, peer to peer transfers from services such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or deposits, one-time direct deposits, such as tax refunds and other similar transactions, and any deposit to which Chime deems to not be a qualifying direct deposit are not qualifying direct deposits.
2 Based on a representative study conducted by Experian®, members who made their first purchase with Credit Builder between June 2020 and October 2020 observed an average FICO® Score 8 increase of 30 points after approximately 8 months. On-time payment history can have a positive impact on your credit score. Late payment may negatively impact your credit score.
*Out of network ATM withdrawal fees may apply. See here for details.
© 2013-2023 Chime. All Rights Reserved.
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