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This is a private message for Barbara Bowen regarding a personal business matter. If you are not Barbara Bowen, please close this email message now. Look Up Your Account Payment Information Next Payment Due: $50.00 Next Payment Due Date: 2/5/2026 Plan Balance Remaining: $155.24 Call at least 2 business days before the due date to cancel, change or modify any payment(s). Dear Barbara Bowen, Your electronic payment(s) will be automatically deducted from your account listed under "Upcoming Payments." This agreement will resolve your account. If you default on your payment plan, this agreement will be void and the full balance will be $155.24. If you would like any further information about your payment plan, visit us online at www.midlandcredit.com or call 866-896-4934. Sincerely, Tim Bolin, Division Manager Upcoming Payments Payment Due Date 2/5/2026 Payment Amount $50.00 Payment Method Account ending in 7994 Back-up Payment Method Account Summary Original Creditor: SYNCHRONY BANK Merchant Name: Care Credit Original Account Number: xxxxxxxxxxxx3282 Current Owner: Midland Funding, LLC MCM Account Number: 307454556 Plan Details Agreed Upon Payments: $655.24 Total Remaining on Plan: $155.24 If you default on your payment plan, this agreement will be void and the full balance will be $155.24. This agreement will resolve your account. Recent Payments Receipt #: 447129635 Date 1/5/2026 12/5/2025 11/5/2025 10/5/2025 9/5/2025 8/5/2025 7/6/2025 6/5/2025 5/5/2025 4/5/2025 2/28/2025 2/5/2025 1/5/2025 12/5/2024 11/5/2024 10/5/2024 9/5/2024 8/5/2024 7/5/2024 6/19/2024 5/5/2024 4/5/2024 3/5/2024 2/5/2024 1/5/2024 12/5/2023 11/5/2023 10/20/2023 9/13/2023 8/6/2023 7/6/2023 Amount $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $50.00 $100.00 $50.00 $50.00 PLEASE READ ENTIRE MESSAGE FOR IMPORTANT DISCLOSURES The law limits how long you can be sued on a debt. Because of the age of your debt, we will not sue you for it, and we will not report it to any credit reporting agency. We are not obligated to renew any offers provided. Need assistance? We're here to help. Log in to view your account or call (866) 896-4934 to speak with one of our account managers between the hours of: Mon-Fri:  8am - Midnight ET Sat-Sun: 8am - 7:30pm ET Important Disclosure Information Please understand this is a communication from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose. Calls to and/or from this company may be monitored or recorded. Basic Information Original Creditor: SYNCHRONY BANK Original Account Number: xxxxxxxxxxxx3282 Charge-Off Date: 11/13/2016 Current Servicer: Midland Credit Management, Inc. Current Creditor (The sole owner of this debt): Midland Funding, LLC MCM Account Number: 307454556 Important Contact Information Send Payments to: Midland Credit Management, Inc. 320 E Big Beaver Rd., Suite 300 Troy, MI 48083 Send disputes or an instrument tendered as full satisfaction of a debt to: Attn: Consumer Support Services 320 E. Big Beaver Rd Suite 300 Troy, MI 48083 You may also call: 877-452-7695 Physical Payments for Colorado Residents: Colorado Manager, Inc. 1375 Ken Pratt Blvd., Suite 300A Longmont, CO 80501 Phone: (303) 920-4763 We are required under state law to notify consumers of the following additional rights. This list does not contain a complete list of the rights consumers have under applicable law: NMLS ID: 934164 IF YOU LIVE IN CALIFORNIA, THIS APPLIES TO YOU: California Debt Collection License #10644-99. IF YOU LIVE IN MASSACHUSETTS, THIS APPLIES TO YOU: NOTICE OF IMPORTANT RIGHTS: You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten (10) days unless you provide written confirmation of the request postmarked or delivered within seven (7) days of such request. You may terminate this request by writing to MCM. IF YOU LIVE IN NORTH CAROLINA, THIS APPLIES TO YOU: North Carolina Department of Insurance Permit # 119505601, # 119500908, #119506854, #119502738, #119506372, #119500436, #119500840, #119505741. Midland Credit Management, Inc. 350 Camino de la Reina, Suite 100, San Diego, CA 92108 IF YOU LIVE IN TENNESSEE, THIS APPLIES TO YOU: This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance. LTCD: PPS002 - DPRODA MCM 350 Camino de la Reina, Suite 100 San Diego, CA 92108 This message was sent to 012049@gmail.com from an unmonitored email address. Please do not reply to this message. If you no longer wish to receive this email, click here to unsubscribe or manage your preferences. To ensure timely delivery of emails from MCM, please add us to your contacts.

Holiday e-loan offers for 2026

Hi, Up to $14,950 may be within your reach. It's in the form of a holiday loan offer form, open for you on January 24th from Merry Funding. Approval today could make this year's holiday costs feel less like an avalanche and more like a breeze. View Holiday Request for 2026 Perfect for gifts, travel, or a whoooole lot of milk and cookies. Season's wishes, Credit Card Commentaries

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