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On the twentieth anniversary of the Academy-Award Winning "March of The Penguins", SECRETS OF THE PENGUINS changes everything we ever believed to be true. From the Emperor Penguins' revelatory bonds of friendship to the gritty resolve of Gentoos and Rockhoppers, and the astonishing ingenuity of the migrant penguins that reached deserts and far beyond, their incredible traditions and societies echo ours in ways we never dreamt possible – until now.
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PLEASE READ ENTIRE MESSAGE FOR IMPORTANT DISCLOSURES
The law limits how long you can be sued on a debt. Because of the age of your debt, we will not sue you for it, and we will not report it to any credit reporting agency.
We are not obligated to renew any offers provided.
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Important Disclosure Information
Please understand this is a communication from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.
Calls to and/or from this company may be monitored or recorded.
Basic Information
Original Creditor: SYNCHRONY BANK Original Account Number: xxxxxxxxxxxx3282 Charge-Off Date: 11/13/2016 Current Servicer: Midland Credit Management, Inc. Current Creditor (The sole owner of this debt): Midland Funding, LLC MCM Account Number: 307454556
Important Contact Information
Send Payments to: Midland Credit Management, Inc. 320 E Big Beaver Rd., Suite 300 Troy, MI 48083
Send disputes or an instrument tendered as full satisfaction of a debt to: Attn: Consumer Support Services 320 E. Big Beaver Rd Suite 300 Troy, MI 48083 You may also call: 877-452-7695
Physical Payments for Colorado Residents: Colorado Manager, Inc. 8690 Wolff Court, Suite 110 Westminster, CO 80031 Phone: (303) 920-4763
We are required under state law to notify consumers of the following additional rights. This list does not contain a complete list of the rights consumers have under applicable law:
NMLS ID: 934164
IF YOU LIVE IN CALIFORNIA, THIS APPLIES TO YOU: California Debt Collection License #10644-99.
IF YOU LIVE IN MASSACHUSETTS, THIS APPLIES TO YOU: NOTICE OF IMPORTANT RIGHTS: You have the right to make a written or oral request that telephone calls regarding your debt not be made to you at your place of employment. Any such oral request will be valid for only ten (10) days unless you provide written confirmation of the request postmarked or delivered within seven (7) days of such request. You may terminate this request by writing to MCM.
IF YOU LIVE IN NORTH CAROLINA, THIS APPLIES TO YOU: North Carolina Department of Insurance Permit # 119505601, # 119500908, #119506854, #119502738, #119506372, #119500436, #119500840, #119505741. Midland Credit Management, Inc. 350 Camino de la Reina, Suite 100, San Diego, CA 92108
IF YOU LIVE IN TENNESSEE, THIS APPLIES TO YOU: This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance.
